Chapter 13
Chapter 13 Debt Relief Assistance in Washington, DC and Maryland
Individuals who don’t qualify for Chapter 7 bankruptcy still have viable debt relief options. If you have fallen behind on your mortgage or car payment and want to stop a foreclosure sale or car repossession, Chapter 13 is the debt relief option for you.
Chapter 13 is referred to as reorganization bankruptcy under the U.S. Bankruptcy Code. The process allows for clients to negotiate affordable repayment options for high credit card or mortgage debt, while consolidating debts over a period of 3-5 years.
At The Law Offices of Sherrie A. Smith, our bankruptcy lawyer can help guide you through the process of filing for Chapter 13 bankruptcy, and put an end to your mounting debt and harassment from creditors and collections agents. Call us at 202-347-5991 or e-mail our office today to schedule a free consultation.
What is Chapter 13?
Chapter 13 bankruptcy allows for reorganizing and consolidating of debts including mortgage payments, car notes, credit cards and taxes. The process offers extended repayment periods, from 3-5 years, to catch up on back mortgage payments and car payments and can end pending foreclosure sales on your home.
Filing for Chapter 13 allows our clients to propose a repayment plan, giving you affordable payments. The process offers the satisfaction of repaying your obligations while giving you control over your financial future. Chapter 13 also puts an end to harassment from creditors and collection agents, allowing you to focus on more important life matters.
What We Do.
Filing for Chapter 13 can be a complex process of information gathering and completing paperwork. Our DC bankruptcy attorney, Sherrie A. Smith assists in finding the necessary information and documents and guide you through the paperwork.
We work with each client personally to meet their debt relief needs by offering knowledgeable advice on each step of the filing process. Our goal is to quickly get you back on the road to financial freedom without causing any further burden.
If you are overwhelmed financially and need assistance in gaining control of your finances, we can help. Contact our office to schedule a free consultation with our experienced DC bankruptcy attorney to discuss your Chapter 13 eligibility.
Loan Modification
Within the last year we have experience a significant economic crisis. The number of people facing foreclosure are in the millions and is expected to continue. During this trying time, our attorney can advise you on other available options. In addition to discussing your Chapter 13 options, we can also assist clients with loan modification. We will conduct a full financial analysis to determine whether this is the best option for you. Our DC attorney, Sherrie A. Smith, can negotiate with your lender to help you get a more affordable mortgage payments so that you can remain in your home.
If you are behind on your mortgage and is having difficulty in paying your mortgage at the current rate, email or contact us today.
The Law Offices of Sherrie A. Smith Pllc
1003 K St NW, Suite 805
Washington, DC 20001-4429
Telephone: 202-347-5991 | Fax: 202-347-5992 | E-Fax: 202-379-1762
Map and Directions – Metro Center/Convention Center
The Law Offices of Sherrie A. Smith is pleased to represent clients with bankruptcy concerns in Washington, DC and Maryland area including Greenbelt, Landover, Bowie, Ft. Washington, Upper Marlboro, Laurel, College Park, Temple Hills, Clinton, Wheaton, Silver Spring, Rockville, Bethesda, Gaithersburg, Germantown and other communities in Prince George’s County and Montgomery County.
A law firm offering you a “fresh start”. We are a Debt Relief Agency. Free initial consultation.